Legal

Terms of Use

Last updated: 27 September 2026

1. Educational content, not advice

Our newsletter, podcasts, courses and advisory assistant provide general educational information. They are not personalised financial, investment, tax or legal advice and do not take your individual circumstances into account. Always consider your own situation and seek qualified professional advice before making financial decisions. Past performance is not a guide to future results, and all investments carry risk.

2. The advisory assistant

The chatbot is an automated AI tool. Its answers may be incomplete, out of date or wrong. Do not rely on it as your only source of information, and never share passwords, PINs, BVN/NIN, or card or account numbers with it.

Free questions and Assistant Plus. Each visitor can ask the assistant 2 questions free. After that, Assistant Plus costs ₦5,000 a month, paid by bank transfer to UBA, account name JONSPIRE LIMITED, account number 1029821937, with your Assistant Plus code (starting JCA-) in the narration. We review each receipt, usually within 24 hours; your month starts when we approve your payment (or, if you renew early, when your current month ends). Each paid month includes up to 500 questions under fair use. Nothing is charged automatically: you renew by making another transfer, and you can turn off renewal reminders at any time. Because access starts once payment is approved, payments are not refundable once a month has started, except where the law requires; if we cannot verify a payment we will tell you why so you can resend proof or contact us. The assistant depends on third-party AI capacity and may occasionally be unavailable; if a long outage affects a paid month, contact jonspirelimited@gmail.com and we will extend your month fairly.

Start-up Course. The course "Build a Start-up from Scratch: The Jonspire Case Study" costs ₦550,000 for 12 months of access, paid by bank transfer to the same UBA account (JONSPIRE LIMITED, 1029821937) with your course code (starting JCA-) in the narration. We review each receipt, usually within 24 hours, and your 12 months start when we approve your payment. Access is for you personally: please do not share your code, download links or recordings. The course describes how Jonspire was built; tools, prices and features from other companies change, so check them before you rely on them. It is educational content, not professional, financial or legal advice. Because access starts once payment is approved, payments are not refundable once access has started, except where the law requires.

Fraud Protect. Fraud Protect (at fraud.jonspire.com) is owned and developed by Jonspire. You need a free account, with an email address you control, to run checks; keep your password private, as you are responsible for activity on your account. It gives an automated, advisory risk assessment of messages, links, offers, names, phone numbers, accounts and wallets. It can be wrong in either direction: scammers change tactics, and a low score does not prove something is safe. Always verify through an official channel before you pay or share details; Jonspire is not liable for losses from relying on a result. Each account gets 2 free checks; after that, a subscription costs ₦5,000 a month for up to 50 checks, paid by bank transfer to UBA, account name JONSPIRE LIMITED, account number 1029821937, with your code (starting JCA-) in the narration. The subscription belongs to your account and works wherever you sign in. We review each receipt, usually within 24 hours. Nothing is charged automatically, and payments are not refundable once a month has started, except where the law requires. Scam reports must be honest and from your own experience; do not report people out of malice or include private information. We may remove any report.

2nd Brain. 2nd Brain (at jonspire.com/brain) is owned and developed by Jonspire Limited. It is an AI assistant built on third-party AI models (Claude by Anthropic, with an open model on Cloudflare as a backup). Its answers, code and files may contain mistakes: check anything important, and test code before you rely on it. A subscription costs ₦15,000 a month, paid by bank transfer to UBA, account name JONSPIRE LIMITED, account number 1029821937, with your code (starting JCA-) in the narration. We review each receipt, usually within 24 hours, and your month starts when we approve your payment (or, if you renew early, when your current month ends). Each paid month includes a fair-use allowance of AI usage, shown in the app; when it is used up you can renew to start a new month straight away. Nothing is charged automatically. Payments are not refundable once a month has started, except where the law requires. Connectors you add link 2nd Brain to other services on your behalf; you are responsible for the accounts and tokens you connect. You own what you create with 2nd Brain; Jonspire owns the 2nd Brain software, name and logo.

3. Advisory sessions

Submitting the booking form is a request, not a confirmed appointment. We will contact you to confirm, and any engagement terms and fees will be agreed with you in writing before the session.

4. Downloads and intellectual property

Podcasts, course videos and the 2nd Brain software, name and logo are © Jonspire Limited, which owns and develops them. You may download them for your own personal, non-commercial use. You may not resell, republish or redistribute them without our written permission.

5. Acceptable use

Do not attempt to disrupt the website, access areas you are not authorised to use, upload malicious content, or scrape content at scale.

6. Liability

To the extent permitted by law, Jonspire is not liable for losses arising from reliance on general content on this website. Nothing in these terms limits liability that cannot be limited by law.

7. Governing law

These terms are governed by the laws of the Federal Republic of Nigeria. Contact: Jonspire, Lagos, Nigeria · jonspirelimited@gmail.com.